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Sal Zagami

Producing Branch Manager
NMLS#: 2055042
Licensed: AL, AR, AZ, CA, CO, FL, GA, IA, ID, IL, IN, KS, KY, MA, ME, MI, MN, MO, NC, ND, NJ, NM, OH, OK, PA, SD, TN, TX, VA, VT, WA

Phone: (502) 443-5350
sal.zagami@cardinalfinancial.com

Guerrilla 6 Actual

As a branch manager and the leader of this team, I expect each staff member to bring their best effort every day.  I realize that you are trusting us to assist with a marquee moment in your life, and understand the significance of that. 

Prior to this career, I was a public servant.  My experiences serving both my country and local community have shaped the paradigm from which I approach mortgage lending, and my unique experiences allow me to take a different approach toward problem-solving than others in the industry.

Whether your goal is to build, purchase, or refinance a home, we will forge a path to get you to that objective.

When other lenders have turned down challenging VA mortgages, One Time Close Construction Loans, Investment properties, and other difficult home loans, I have embraced those challenges and made a name for myself as someone who can navigate lending guidelines to solve puzzles other lenders won’t even attempt.

Finding our page was the first step in your journey.  Tell me your goal, and our team will stop at nothing to get it done.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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